BUFFALO, N.Y., Nov 16, 2004 /PRNewswire-FirstCall via COMTEX/ -- M&T Bank Corporation (NYSE: MTB)("M&T") will participate in the second annual Western New York Investors Conference in Rochester, N.Y. on Thursday, November 18, 2004. Representatives of M&T, a Buffalo-based bank holding company, have been scheduled to deliver a presentation to investors and analysts at 8:30 a.m. The conference takes place at the Crowne Plaza Hotel at 70 State Street in Rochester, N.Y.

M&T is headquartered in Buffalo, New York, and has banking branches in New York, Pennsylvania, Maryland, Virginia, West Virginia, Delaware and the District of Columbia.

    Investor Contact:    Donald J. MacLeod
                         (716) 842-5138

    Media Contact:       C. Michael Zabel
                         (716) 842-5385

SOURCE M&T Bank Corporation

Investor Contact: Donald J. MacLeod, +1-716-842-5138, or Media
Contact: C. Michael Zabel, +1-716-842-5385, both of M&T Bank Corporation

http://www.mandtbank.com

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