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  <element name="InterestRateSwapAgreementsUsedForInterestRateRiskManagement" id="mtb_InterestRateSwapAgreementsUsedForInterestRateRiskManagement" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
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  <element name="LoansAcquiredInTransferImpairedAsPercentageOfAssets" id="mtb_LoansAcquiredInTransferImpairedAsPercentageOfAssets" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
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  <element name="LoansAndLeasesReceivableByLoanGradesTableTextBlock" id="mtb_LoansAndLeasesReceivableByLoanGradesTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="LoansAndLeasesReceivableConsumerInstallmentRevolvingAndHomeEquity" id="mtb_LoansAndLeasesReceivableConsumerInstallmentRevolvingAndHomeEquity" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
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  <element name="LoansAndLeasesReceivableNetOfDeferredIncomeByAccrualStatusTableTextBlock" id="mtb_LoansAndLeasesReceivableNetOfDeferredIncomeByAccrualStatusTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
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  <element name="LoansAndLeasesReceivableThirtyToEightyNineDaysPastDue" id="mtb_LoansAndLeasesReceivableThirtyToEightyNineDaysPastDue" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
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  <element name="MAndTBankMember" id="mtb_MAndTBankMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
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  <element name="MaximumCreditRiskForRecourseAssociatedWithLoansSoldUnderFederalNationalMortgageAssociationDelegatedUnderwritingAndServicingProgram" id="mtb_MaximumCreditRiskForRecourseAssociatedWithLoansSoldUnderFederalNationalMortgageAssociationDelegatedUnderwritingAndServicingProgram" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
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  <element name="MortgageBackedSecuritiesIssuedByPrivateEnterpriseMember" id="mtb_MortgageBackedSecuritiesIssuedByPrivateEnterpriseMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
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  <element name="NotionalAmountOfForeignCurrencyAndOtherDerivativeInstrumentsNotDesignatedAsHedgingInstruments" id="mtb_NotionalAmountOfForeignCurrencyAndOtherDerivativeInstrumentsNotDesignatedAsHedgingInstruments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
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  <element name="NumberOfSharesConvertedFromWarrants" id="mtb_NumberOfSharesConvertedFromWarrants" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="NumberOfWarrantsToPurchaseCommonStock" id="mtb_NumberOfWarrantsToPurchaseCommonStock" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
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  <element name="OtherAssetsForItsInvestmentInCommonSecuritiesRecognizedByCompanyOfVariousTrusts" id="mtb_OtherAssetsForItsInvestmentInCommonSecuritiesRecognizedByCompanyOfVariousTrusts" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
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  <element name="PrivatelyIssuedMortgageBackedSecuritiesWithInternalModelingAtCost" id="mtb_PrivatelyIssuedMortgageBackedSecuritiesWithInternalModelingAtCost" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="PurchaseConsiderationPercentage" id="mtb_PurchaseConsiderationPercentage" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="PurchaseConsiderationValuePerShare" id="mtb_PurchaseConsiderationValuePerShare" type="num:perShareItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="PurchasedImpairedMember" id="mtb_PurchasedImpairedMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="PurchaseImpairedMember" id="mtb_PurchaseImpairedMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="QuantitativeInformationRelatedToSignificantUnobservableInputsTableTextBlock" id="mtb_QuantitativeInformationRelatedToSignificantUnobservableInputsTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="RealEstateAcquiredInSettlementOfLoans" id="mtb_RealEstateAcquiredInSettlementOfLoans" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="ReductionsForRealizedLosses" id="mtb_ReductionsForRealizedLosses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="RelationshipWithOtherEntitiesTextBlock" id="mtb_RelationshipWithOtherEntitiesTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="ResidentialAltMember" id="mtb_ResidentialAltMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="ResidentialBuilderAndDeveloperMember" id="mtb_ResidentialBuilderAndDeveloperMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="ResidentialMortgageBackedSecuritiesAtCost" id="mtb_ResidentialMortgageBackedSecuritiesAtCost" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="ResidentialMortgageBankingMember" id="mtb_ResidentialMortgageBankingMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="ResidentialMortgageLoansOfPrivatelyHeldCompany" id="mtb_ResidentialMortgageLoansOfPrivatelyHeldCompany" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="ResidentialRealEstateExcludingAltaMember" id="mtb_ResidentialRealEstateExcludingAltaMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="ResidentialRealEstateOtherMember" id="mtb_ResidentialRealEstateOtherMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="RetailBankingMember" id="mtb_RetailBankingMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="RevenuesFromServicingLoansOfPrivatelyHeldCompany" id="mtb_RevenuesFromServicingLoansOfPrivatelyHeldCompany" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="SavingsDepositsAndNowAccounts" id="mtb_SavingsDepositsAndNowAccounts" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="ScheduleOfAccumulatedOtherComprehensiveIncomeLossTable" id="mtb_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem"/>
  <element name="ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems" id="mtb_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="ScheduleOfBorrowingsLineItems" id="mtb_ScheduleOfBorrowingsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="ScheduleOfBorrowingsTable" id="mtb_ScheduleOfBorrowingsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem"/>
  <element name="ScheduleOfEquityMethodInvestmentsJointVenturesLineItems" id="mtb_ScheduleOfEquityMethodInvestmentsJointVenturesLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="SecuritiesIssuedByFinancialInstitutionsAndOtherEntitiesBackedByTrustPreferredSecuritiesAtCost" id="mtb_SecuritiesIssuedByFinancialInstitutionsAndOtherEntitiesBackedByTrustPreferredSecuritiesAtCost" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="SegmentReportingInformationAverageAsset" id="mtb_SegmentReportingInformationAverageAsset" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="SeriesCFixedRateCumulativePerpetualPreferredStockMember" id="mtb_SeriesCFixedRateCumulativePerpetualPreferredStockMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="SeriesCWarrantsMember" id="mtb_SeriesCWarrantsMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="SeriesDFixedRateNonCumulativePerpetualPreferredStockMember" id="mtb_SeriesDFixedRateNonCumulativePerpetualPreferredStockMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="SeriesDMember" id="mtb_SeriesDMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="SeriesFixedRateCumulativePerpetualPreferredStockMember" id="mtb_SeriesFixedRateCumulativePerpetualPreferredStockMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="ServicingRightsPurchasedFromPrivatelyHeldCompanyRelatedToResidentialMortgageLoan" id="mtb_ServicingRightsPurchasedFromPrivatelyHeldCompanyRelatedToResidentialMortgageLoan" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="SignificantCommitmentsLineItems" id="mtb_SignificantCommitmentsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="SignificantCommitmentsTable" id="mtb_SignificantCommitmentsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem"/>
  <element name="StockBasedCompensationPlansOther" id="mtb_StockBasedCompensationPlansOther" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="SummaryOfMergerRelatedExpensesAssociatedWithAcquisitionsAbstract" id="mtb_SummaryOfMergerRelatedExpensesAssociatedWithAcquisitionsAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="SummaryOfMergerRelatedExpensesAssociatedWithAcquisitionsTableTextBlock" id="mtb_SummaryOfMergerRelatedExpensesAssociatedWithAcquisitionsTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="TaxableEquivalentAdjustment" id="mtb_TaxableEquivalentAdjustment" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="TenYearWarrantSeriesCPreferredMember" id="mtb_TenYearWarrantSeriesCPreferredMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="TenYearWarrantSeriesDPreferredMember" id="mtb_TenYearWarrantSeriesDPreferredMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="TenYearWarrantSeriesPreferredMember" id="mtb_TenYearWarrantSeriesPreferredMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="TotalAssets" id="mtb_TotalAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="TrustPreferredSecuritiesIssuedByFinancialInstitutionsAndSecuritiesBackedByTrustPreferredSecuritiesCost" id="mtb_TrustPreferredSecuritiesIssuedByFinancialInstitutionsAndSecuritiesBackedByTrustPreferredSecuritiesCost" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="UnallocatedMember" id="mtb_UnallocatedMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="UnfundedCommitmentsIncludedInCompanysMaximumExposureToLossOfInvestmentsInRealEstatePartnerships" id="mtb_UnfundedCommitmentsIncludedInCompanysMaximumExposureToLossOfInvestmentsInRealEstatePartnerships" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="UnrealizedLossesOnTrustPreferredSecuritiesIssuedByFinancialInstitutionsAndSecuritiesBackedByTrustPreferredSecurities" id="mtb_UnrealizedLossesOnTrustPreferredSecuritiesIssuedByFinancialInstitutionsAndSecuritiesBackedByTrustPreferredSecurities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="UnrealizedLossesPertainToPrivatelyIssuedResidentialMortgageBackedSecurities" id="mtb_UnrealizedLossesPertainToPrivatelyIssuedResidentialMortgageBackedSecurities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="UnsecuredSeniorAndSubordinateNotesMember" id="mtb_UnsecuredSeniorAndSubordinateNotesMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="UnvestedStockBasedCompensationAwards" id="mtb_UnvestedStockBasedCompensationAwards" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="VariableInterestEntitiesAndAssetSecuritizationsTextBlock" id="mtb_VariableInterestEntitiesAndAssetSecuritizationsTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="WeightedAveragePercentageOfFairValueInputsCommitmentExpirations" id="mtb_WeightedAveragePercentageOfFairValueInputsCommitmentExpirations" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="WeightedAveragePercentageOfFairValueInputsLossSeverity" id="mtb_WeightedAveragePercentageOfFairValueInputsLossSeverity" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="WeightedAveragePercentageOfFairValueInputsProbabilityOfDefault" id="mtb_WeightedAveragePercentageOfFairValueInputsProbabilityOfDefault" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="WeightedAverageRelianceOnInternalModelPricingInPercentage" id="mtb_WeightedAverageRelianceOnInternalModelPricingInPercentage" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
</schema>
