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  <xs:element id="mtb_PaymentsToAcquireEquityAndOtherSecuritiesInvestments" abstract="false" name="PaymentsToAcquireEquityAndOtherSecuritiesInvestments" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_NetIncreaseDecreaseInLoanServicingAdvances" abstract="false" name="NetIncreaseDecreaseInLoanServicingAdvances" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_NetIncreaseDecreaseInShortTermBorrowings" abstract="false" name="NetIncreaseDecreaseInShortTermBorrowings" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_CommonStockIssuableMember" abstract="true" name="CommonStockIssuableMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_ShareBasedCompensationExpenseNet" abstract="false" name="ShareBasedCompensationExpenseNet" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_LoansNotesTradeLeaseAndOtherReceivablesDisclosureTextBlock" abstract="false" name="LoansNotesTradeLeaseAndOtherReceivablesDisclosureTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="mtb_VariableInterestEntitiesAndAssetSecuritizationsTextBlock" abstract="false" name="VariableInterestEntitiesAndAssetSecuritizationsTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="mtb_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract" abstract="true" name="RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="mtb_RelationshipWithOtherEntitiesTextBlock" abstract="false" name="RelationshipWithOtherEntitiesTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="mtb_TradingAccountPolicyTextBlock" abstract="false" name="TradingAccountPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="mtb_FinancingReceivablePurchasedWithCreditDeteriorationTableTextBlock" abstract="false" name="FinancingReceivablePurchasedWithCreditDeteriorationTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="mtb_SummaryOfMergerRelatedExpensesTableTextBlock" abstract="false" name="SummaryOfMergerRelatedExpensesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="mtb_AmortizedCostAndEstimatedFairValueOfInvestmentSecuritiesTableTextBlock" abstract="false" name="AmortizedCostAndEstimatedFairValueOfInvestmentSecuritiesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="mtb_AmortizedCostAndEstimatedFairValueOfDebtSecuritiesByContractualMaturityTableTextBlock" abstract="false" name="AmortizedCostAndEstimatedFairValueOfDebtSecuritiesByContractualMaturityTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="mtb_LoanAndLeasesConsideredNonaccrualAndInterestIncomeRecognizedOnLoansTableTextBlock" abstract="false" name="LoanAndLeasesConsideredNonaccrualAndInterestIncomeRecognizedOnLoansTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="mtb_LessorOperatingLeaseCarryingValueOfAssetsSubjectToLeasesTableTextBlock" abstract="false" name="LessorOperatingLeaseCarryingValueOfAssetsSubjectToLeasesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="mtb_ComponentsOfOtherComprehensiveIncomeLossTableTextBlock" abstract="false" name="ComponentsOfOtherComprehensiveIncomeLossTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="mtb_CommitmentsTableTextBlock" abstract="false" name="CommitmentsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="mtb_ScheduleOfMinimumCapitalRequiredToBeWellCapitalizedUnderBankingRegulationsTableTextBlock" abstract="false" name="ScheduleOfMinimumCapitalRequiredToBeWellCapitalizedUnderBankingRegulationsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="mtb_PeoplesUnitedFinancialIncMember" abstract="true" name="PeoplesUnitedFinancialIncMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_MTMember" abstract="true" name="MTMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_MTInsuranceAgencyIncMember" abstract="true" name="MTInsuranceAgencyIncMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_CollectiveInvestmentTrustMember" abstract="true" name="CollectiveInvestmentTrustMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_PCDAcquiredLoansMember" abstract="true" name="PCDAcquiredLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_BusinessCombinationConsiderationTransferredEquityInterestsIssuedAndIssuableEntitySharesIssuedPerAcquireeShare" abstract="false" name="BusinessCombinationConsiderationTransferredEquityInterestsIssuedAndIssuableEntitySharesIssuedPerAcquireeShare" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="mtb_CommonStockPricePerShareAcquisitionDate" abstract="false" name="CommonStockPricePerShareAcquisitionDate" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="mtb_ACLForNonPurchasedCreditDeterioratedLoanAndLeases" abstract="false" name="ACLForNonPurchasedCreditDeterioratedLoanAndLeases" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_GainLossOnSaleOfPropertiesPreTax" abstract="false" name="GainLossOnSaleOfPropertiesPreTax" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_GainLossOnSaleOfPropertiesAfterTax" abstract="false" name="GainLossOnSaleOfPropertiesAfterTax" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_BusinessCombinationConsiderationTransferredEquityInterestsIssuable" abstract="false" name="BusinessCombinationConsiderationTransferredEquityInterestsIssuable" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentAssetsInterestBearingDepositsAtBanksAndOtherShortTermInvestments" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentAssetsInterestBearingDepositsAtBanksAndOtherShortTermInvestments" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancingReceivableBeforeAllowanceForCreditLoss" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancingReceivableBeforeAllowanceForCreditLoss" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDepositLiabilities" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDepositLiabilities" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLongTermDebt" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLongTermDebt" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherLiabilities" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherLiabilities" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPreferredEquity" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPreferredEquity" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_SalariesAndEmployeeBenefits" abstract="false" name="SalariesAndEmployeeBenefits" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_EquipmentAndNetOccupancy" abstract="false" name="EquipmentAndNetOccupancy" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_OtherCostOfOperations" abstract="false" name="OtherCostOfOperations" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_InvestmentInDebtSecuritiesAmortizedCost" abstract="false" name="InvestmentInDebtSecuritiesAmortizedCost" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_InvestmentInDebtSecuritiesGrossUnrealizedGains" abstract="false" name="InvestmentInDebtSecuritiesGrossUnrealizedGains" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_InvestmentInDebtSecuritiesGrossUnrealizedLosses" abstract="false" name="InvestmentInDebtSecuritiesGrossUnrealizedLosses" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_InvestmentInDebtSecuritiesEstimatedFairValue" abstract="false" name="InvestmentInDebtSecuritiesEstimatedFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_ReadilyMarketableSecuritiesAtFairValueAmortizedCost" abstract="false" name="ReadilyMarketableSecuritiesAtFairValueAmortizedCost" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_ReadilyMarketableSecuritiesAtFairValueGrossUnrealizedGains" abstract="false" name="ReadilyMarketableSecuritiesAtFairValueGrossUnrealizedGains" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_ReadilyMarketableSecuritiesAtFairValueGrossUnrealizedLosses" abstract="false" name="ReadilyMarketableSecuritiesAtFairValueGrossUnrealizedLosses" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_ReadilyMarketableSecuritiesAtEstimatedFairValue" abstract="false" name="ReadilyMarketableSecuritiesAtEstimatedFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_EquitySecuritiesGrossUnrealizedGains" abstract="false" name="EquitySecuritiesGrossUnrealizedGains" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_EquitySecuritiesGrossUnrealizedLosses" abstract="false" name="EquitySecuritiesGrossUnrealizedLosses" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_RepurchaseTransactionsMember" abstract="true" name="RepurchaseTransactionsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_DebtSecuritiesAvailableForSaleAndHeldToMaturityNumberOfPositions" abstract="false" name="DebtSecuritiesAvailableForSaleAndHeldToMaturityNumberOfPositions" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="mtb_AOrBetterCreditRatingMemberMember" abstract="true" name="AOrBetterCreditRatingMemberMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="mtb_DebtSecuritiesAmortizedCostBeforeAllowanceForCreditLoss" abstract="false" name="DebtSecuritiesAmortizedCostBeforeAllowanceForCreditLoss" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_DebtSecuritiesFairValue" abstract="false" name="DebtSecuritiesFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_HeldToMaturitySecuritiesDebtMaturitiesWithSingleMaturityDateNetCarryingAmount" abstract="false" name="HeldToMaturitySecuritiesDebtMaturitiesWithSingleMaturityDateNetCarryingAmount" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" abstract="false" name="InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsAggregateLosses" abstract="false" name="InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsAggregateLosses" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" abstract="false" name="InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerAggregateLosses" abstract="false" name="InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerAggregateLosses" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_CommercialRealEstateExcludingResidentialBuilderAndDeveloperAndOtherConstructionMember" abstract="true" name="CommercialRealEstateExcludingResidentialBuilderAndDeveloperAndOtherConstructionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_ResidentialBuilderAndDeveloperMember" abstract="true" name="ResidentialBuilderAndDeveloperMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_OtherCommercialConstructionMember" abstract="true" name="OtherCommercialConstructionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_ResidentialRealEstateExcludingAltAMember" abstract="true" name="ResidentialRealEstateExcludingAltAMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_HomeEquityLinesAndLoansMember" abstract="true" name="HomeEquityLinesAndLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_RecreationalFinanceMember" abstract="true" name="RecreationalFinanceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_LoansAndLeasesReceivableTable" abstract="true" name="LoansAndLeasesReceivableTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="mtb_ResidentialRealEstateLoansMember" abstract="true" name="ResidentialRealEstateLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_EquipmentFinanceLoansAndLeasesMember" abstract="true" name="EquipmentFinanceLoansAndLeasesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_NonPCDAcquiredLoansMember" abstract="true" name="NonPCDAcquiredLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_CommercialLoansAndCommercialRealEstateMember" abstract="true" name="CommercialLoansAndCommercialRealEstateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_DirectorAndCertainOfficersMember" abstract="true" name="DirectorAndCertainOfficersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_LoansAndLeasesReceivableLineItems" abstract="true" name="LoansAndLeasesReceivableLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="mtb_FinancingReceivableRecordedInvestmentAccrualOrNonaccrualStatus" abstract="false" name="FinancingReceivableRecordedInvestmentAccrualOrNonaccrualStatus" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_LoanDelinquentPeriodForNonaccrualStatusClassification" abstract="false" name="LoanDelinquentPeriodForNonaccrualStatusClassification" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="mtb_LoansAndLeasesWeightedAverageRemainingTerm" abstract="false" name="LoansAndLeasesWeightedAverageRemainingTerm" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="mtb_DelinquencyStatusOfLoansAndLeasesReceivableModifiedPastDueThirtyToEightyNineDays" abstract="false" name="DelinquencyStatusOfLoansAndLeasesReceivableModifiedPastDueThirtyToEightyNineDays" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_DelinquencyStatusOfLoansAndLeasesReceivableModifiedPastDueNinetyDaysOrMore" abstract="false" name="DelinquencyStatusOfLoansAndLeasesReceivableModifiedPastDueNinetyDaysOrMore" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_ResidentialMortgageLoansSecuredByResidentialRealEstateInProcessOfForeclosure" abstract="false" name="ResidentialMortgageLoansSecuredByResidentialRealEstateInProcessOfForeclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_PercentageOfLoansInTheProcessOfForeclosureServicedByOtherEntitiesClassifiedAsGovernmentGuaranteed" abstract="false" name="PercentageOfLoansInTheProcessOfForeclosureServicedByOtherEntitiesClassifiedAsGovernmentGuaranteed" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="mtb_CriticizedAccrualMember" abstract="true" name="CriticizedAccrualMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="mtb_OtherLoansMember" abstract="true" name="OtherLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_FinancialAsset30To89DaysPastDueMember" abstract="true" name="FinancialAsset30To89DaysPastDueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_NonaccrualMember" abstract="true" name="NonaccrualMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_RevolvingLoansConvertedToTermLoansMember" abstract="true" name="RevolvingLoansConvertedToTermLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_CommercialFinancialLeasingMember" abstract="true" name="CommercialFinancialLeasingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_FinancingReceivableExcludingAccruedInterestNonaccrualWithAllowance" abstract="false" name="FinancingReceivableExcludingAccruedInterestNonaccrualWithAllowance" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_ImpairedFinancingReceivableNonaccrualInterestIncome" abstract="false" name="ImpairedFinancingReceivableNonaccrualInterestIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_CombinationOfModificationTypesMember" abstract="true" name="CombinationOfModificationTypesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_CombinationOfConcessionTypesMember" abstract="true" name="CombinationOfConcessionTypesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_CapitalLeasesNetInvestmentInFinancingLeasesGuaranteedResidualValuesOfLeasedProperty" abstract="false" name="CapitalLeasesNetInvestmentInFinancingLeasesGuaranteedResidualValuesOfLeasedProperty" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_FinanceLeasesNetInvestmentInDirectFinancingLeasesUnearnedIncome" abstract="false" name="FinanceLeasesNetInvestmentInDirectFinancingLeasesUnearnedIncome" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_NetInvestmentInDirectFinancingAndLeveragedTypeLeases" abstract="false" name="NetInvestmentInDirectFinancingAndLeveragedTypeLeases" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_RightOfUseAssetAndLeaseholdImprovementsMember" abstract="true" name="RightOfUseAssetAndLeaseholdImprovementsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_NonCancelableOperatingLeasePeriod" abstract="false" name="NonCancelableOperatingLeasePeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="mtb_OtherLeaseCostInformationAbstract" abstract="true" name="OtherLeaseCostInformationAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="mtb_BusinessCombinationRightOfUseAssetsAcquired" abstract="false" name="BusinessCombinationRightOfUseAssetsAcquired" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_LoansServicedForOthersMember" abstract="true" name="LoansServicedForOthersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_SubServicingLoanMember" abstract="true" name="SubServicingLoanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_ServicingAssetAtAmortizedValueOriginations" abstract="false" name="ServicingAssetAtAmortizedValueOriginations" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_ServiceAssetAtAmortizedValueAcquiredInBusinessCombination" abstract="false" name="ServiceAssetAtAmortizedValueAcquiredInBusinessCombination" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_MortgageLoansServicedForOthers" abstract="false" name="MortgageLoansServicedForOthers" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_PaymentsForPurchaseOfResidentialMortgageLoans" abstract="false" name="PaymentsForPurchaseOfResidentialMortgageLoans" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_AssumptionForFairValueOfInterestsContinuedToBeHeldByTransferOrServicingAssetsOrLiabilitiesOptionAdjustedBasisSpreadOnVariableRate" abstract="false" name="AssumptionForFairValueOfInterestsContinuedToBeHeldByTransferOrServicingAssetsOrLiabilitiesOptionAdjustedBasisSpreadOnVariableRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="mtb_WeightedAverageOptionAdjustedSpreadOverMarketImpliedForwardLondonInterbankOfferedRatesUsedToDetermineDiscountRate" abstract="false" name="WeightedAverageOptionAdjustedSpreadOverMarketImpliedForwardLondonInterbankOfferedRatesUsedToDetermineDiscountRate" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="mtb_CommercialBankingMember" abstract="true" name="CommercialBankingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_RetailBankingMember" abstract="true" name="RetailBankingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_InstitutionalServicesWealthManagementMember" abstract="true" name="InstitutionalServicesWealthManagementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_ScheduleOfBorrowingsLineItems" abstract="true" name="ScheduleOfBorrowingsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="mtb_FederalReserveBankOfNewYorkMember" abstract="true" name="FederalReserveBankOfNewYorkMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_FixedJuniorSubordinatedDebenturesMember" abstract="true" name="FixedJuniorSubordinatedDebenturesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_VariableRateJuniorSubordinatedDebenturesMember" abstract="true" name="VariableRateJuniorSubordinatedDebenturesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_FHLBAdvancesVariableMember" abstract="true" name="FHLBAdvancesVariableMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_FHLBAdvancesFixedMember" abstract="true" name="FHLBAdvancesFixedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_AssetBackedNotesMember" abstract="true" name="AssetBackedNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_OtherDebtMember" abstract="true" name="OtherDebtMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_MAndTMember" abstract="true" name="MAndTMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_MTBankMember" abstract="true" name="MTBankMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_SeriesIPreferredStocksMember" abstract="true" name="SeriesIPreferredStocksMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_PreferredStockDividendRateSpreadPercent" abstract="false" name="PreferredStockDividendRateSpreadPercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="mtb_InstitutionalServicesAndWealthManagementMember" abstract="true" name="InstitutionalServicesAndWealthManagementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_BrokerageServicesIncomeMember" abstract="true" name="BrokerageServicesIncomeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_EmployeeStockPurchasePlanMember" abstract="true" name="EmployeeStockPurchasePlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_EmployeeMember" abstract="true" name="EmployeeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_ShareBasedPaymentArrangementFairValueOfStockBasedAwardsGrantedValue" abstract="false" name="ShareBasedPaymentArrangementFairValueOfStockBasedAwardsGrantedValue" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardExpirationPeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardExpirationPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="mtb_EmployeeServiceShareBasedCompensationCashReceivedFromEmployeeStockOwnershipPlan" abstract="false" name="EmployeeServiceShareBasedCompensationCashReceivedFromEmployeeStockOwnershipPlan" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_PensionAndOtherPostretirementDefinedBenefitPlansAssetsLiabilitiesNet" abstract="false" name="PensionAndOtherPostretirementDefinedBenefitPlansAssetsLiabilitiesNet" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeTax" abstract="false" name="DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeTax" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="mtb_MTEquitySecuritiesMember" abstract="true" name="MTEquitySecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitSensitivityRateIncreaseDecreaseDiscountRate" abstract="false" name="DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitSensitivityRateIncreaseDecreaseDiscountRate" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="mtb_DefinedBenefitPlanEffectOfTwentyFiveBasisPointIncreaseInRateOfReturnOnPensionExpense" abstract="false" name="DefinedBenefitPlanEffectOfTwentyFiveBasisPointIncreaseInRateOfReturnOnPensionExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_DefinedBenefitPlanEffectOfTwentyFiveBasisPointDecreaseInRateOfReturnOnPensionExpense" abstract="false" name="DefinedBenefitPlanEffectOfTwentyFiveBasisPointDecreaseInRateOfReturnOnPensionExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_DefinedBenefitPlanIncreaseOfTwentyFiveBasisPointDecreaseInDiscountRateOnBenefitObligation" abstract="false" name="DefinedBenefitPlanIncreaseOfTwentyFiveBasisPointDecreaseInDiscountRateOnBenefitObligation" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_DefinedBenefitPlanDecreaseOfTwentyFiveBasisPointIncreaseInDiscountRateOnBenefitObligation" abstract="false" name="DefinedBenefitPlanDecreaseOfTwentyFiveBasisPointIncreaseInDiscountRateOnBenefitObligation" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_DefinedBenefitPlanPeriodForApplyingUltimateHealthCareCostTrendRate" abstract="false" name="DefinedBenefitPlanPeriodForApplyingUltimateHealthCareCostTrendRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="mtb_DefinedBenefitPlanPercentageOfPlanAssets" abstract="false" name="DefinedBenefitPlanPercentageOfPlanAssets" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="mtb_DefinedBenefitPlanContributionsByEmployerToQualifiedBenefitPensionPlans" abstract="false" name="DefinedBenefitPlanContributionsByEmployerToQualifiedBenefitPensionPlans" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_PercentageOfPensionPlanAssetsThatIsNotExceededByInvestmentInSecurityOfSingleNonUsGovernmentOrGovernmentAgency" abstract="false" name="PercentageOfPensionPlanAssetsThatIsNotExceededByInvestmentInSecurityOfSingleNonUsGovernmentOrGovernmentAgency" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="mtb_PercentageOfEligibleEmployeesContributionForRetirementSavingsPlan" abstract="false" name="PercentageOfEligibleEmployeesContributionForRetirementSavingsPlan" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="mtb_PercentageOfEmployeeBenefitPlanExpectedContributionByEmployer" abstract="false" name="PercentageOfEmployeeBenefitPlanExpectedContributionByEmployer" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="mtb_MaximumEmployerContributionOnEmployeesQualifiedContribution" abstract="false" name="MaximumEmployerContributionOnEmployeesQualifiedContribution" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="mtb_OtherComprehensiveIncomeLossDefinedBenefitPlanSettlementReclassificationAdjustmentFromAOCIBeforeTax" abstract="false" name="OtherComprehensiveIncomeLossDefinedBenefitPlanSettlementReclassificationAdjustmentFromAOCIBeforeTax" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="mtb_InternationalMutualFundEquitySecurityMember" abstract="true" name="InternationalMutualFundEquitySecurityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_DomesticMutualFundDebtSecuritiesMember" abstract="true" name="DomesticMutualFundDebtSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_OtherDiversifiedMutualFundMember" abstract="true" name="OtherDiversifiedMutualFundMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_GuaranteedDepositFundMember" abstract="true" name="GuaranteedDepositFundMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_InvestmentGradeBondsMember" abstract="true" name="InvestmentGradeBondsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_HighYieldBondsMember" abstract="true" name="HighYieldBondsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_PercentageOfInvestmentInMutualFund" abstract="false" name="PercentageOfInvestmentInMutualFund" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="mtb_InterestAndDividendReceivableOnPlanAssets" abstract="false" name="InterestAndDividendReceivableOnPlanAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_AllowanceForCreditLossWithNoFederalIncomeTaxAllowanceProvision" abstract="false" name="AllowanceForCreditLossWithNoFederalIncomeTaxAllowanceProvision" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_NumberOfStateAndLocalJurisdictionsWhereCompanyFilesIncomeTaxReturns" abstract="false" name="NumberOfStateAndLocalJurisdictionsWhereCompanyFilesIncomeTaxReturns" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="mtb_DeferredTaxAssetsLeasingArrangements" abstract="false" name="DeferredTaxAssetsLeasingArrangements" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_DeferredTaxAssetsInterestOnLoans" abstract="false" name="DeferredTaxAssetsInterestOnLoans" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_DeferredTaxLiabilityRetirementBenefits" abstract="false" name="DeferredTaxLiabilityRetirementBenefits" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_DeferredTaxLiabilitiesRightOfUseAssets" abstract="false" name="DeferredTaxLiabilitiesRightOfUseAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_DeferredTaxLiabilityPostretirementAndOtherEmployeeBenefits" abstract="false" name="DeferredTaxLiabilityPostretirementAndOtherEmployeeBenefits" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_FederalStateAndLocalTaxMember" abstract="true" name="FederalStateAndLocalTaxMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_AccruedInterestMember" abstract="true" name="AccruedInterestMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_NetIncomeLossAvailableToCommonStockholdersBasicBeforeUnvestedStockBasedCompensationAwardsAdjustment" abstract="false" name="NetIncomeLossAvailableToCommonStockholdersBasicBeforeUnvestedStockBasedCompensationAwardsAdjustment" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_IncomeAttributableToUnvestedStockBasedCompensationAwardsBasic" abstract="false" name="IncomeAttributableToUnvestedStockBasedCompensationAwardsBasic" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_CommonSharesOutstandingIncludingCommonStockIssuableAndUnvestedStockBasedCompensationAwards" abstract="false" name="CommonSharesOutstandingIncludingCommonStockIssuableAndUnvestedStockBasedCompensationAwards" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
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  <xs:element id="mtb_AccumulatedDefinedBenefitPlansAdjustmentSettlementGainAttributableToParentMember" abstract="true" name="AccumulatedDefinedBenefitPlansAdjustmentSettlementGainAttributableToParentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="mtb_EquityAttributableToParentBeforeTax" abstract="false" name="EquityAttributableToParentBeforeTax" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_EquityAttributableToParentTax" abstract="false" name="EquityAttributableToParentTax" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="mtb_CitMember" abstract="true" name="CitMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_MtlaMember" abstract="true" name="MtlaMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_OtherIncomeAndExpensesLineItems" abstract="true" name="OtherIncomeAndExpensesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="mtb_CreditRelatedFeeIncome" abstract="false" name="CreditRelatedFeeIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_CharitableContributions" abstract="false" name="CharitableContributions" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_ForeignCurrencyAndOtherOptionAndFuturesContractsMember" abstract="true" name="ForeignCurrencyAndOtherOptionAndFuturesContractsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_ForwardStartingInterestRateSwapAgreementsMember" abstract="true" name="ForwardStartingInterestRateSwapAgreementsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_MaturityPeriodOneMember" abstract="true" name="MaturityPeriodOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_MaturityPeriodTwoMember" abstract="true" name="MaturityPeriodTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_MaturityPeriodThreeMember" abstract="true" name="MaturityPeriodThreeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_MaturityPeriodFourMember" abstract="true" name="MaturityPeriodFourMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_ClearinghouseCreditFacilitiesMember" abstract="true" name="ClearinghouseCreditFacilitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_ImpactInEstimatedFairValueGainLossesOnHedgingInstruments" abstract="false" name="ImpactInEstimatedFairValueGainLossesOnHedgingInstruments" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_IncreaseDecreaseInEstimatedFairValueOfInterestRateContractsInAssetPosition" abstract="false" name="IncreaseDecreaseInEstimatedFairValueOfInterestRateContractsInAssetPosition" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_IncreaseDecreaseInEstimatedFairValueOfInterestRateContractsInLiabilityPosition" abstract="false" name="IncreaseDecreaseInEstimatedFairValueOfInterestRateContractsInLiabilityPosition" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_FixedRateLongTermBorrowingsMember" abstract="true" name="FixedRateLongTermBorrowingsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_FixedRateAvailableForSaleSecuritiesMember" abstract="true" name="FixedRateAvailableForSaleSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_InterestPaymentsOnVariableRateCommercialRealEstateLoansMember" abstract="true" name="InterestPaymentsOnVariableRateCommercialRealEstateLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_DerivativeNotionalAmountToExpireInNextTwelveMonths" abstract="false" name="DerivativeNotionalAmountToExpireInNextTwelveMonths" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_DerivativeNotionalAmountToExpireInYearTwo" abstract="false" name="DerivativeNotionalAmountToExpireInYearTwo" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_DerivativeNotionalAmountToExpireInYearThree" abstract="false" name="DerivativeNotionalAmountToExpireInYearThree" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_DerivativeNotionalAmountToExpireInYearFour" abstract="false" name="DerivativeNotionalAmountToExpireInYearFour" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_DerivativeNotionalAmountToExpireInYearFive" abstract="false" name="DerivativeNotionalAmountToExpireInYearFive" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_DerivativeNotionalAmountToExpireAfterYearFive" abstract="false" name="DerivativeNotionalAmountToExpireAfterYearFive" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_CommitmentsToSellRealEstateLoansMember" abstract="true" name="CommitmentsToSellRealEstateLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_MortgageRelatedCommitmentsToOriginateRealEstateLoansForSaleMember" abstract="true" name="MortgageRelatedCommitmentsToOriginateRealEstateLoansForSaleMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_ForeignExchangeAndOtherOptionAndFuturesContractsMember" abstract="true" name="ForeignExchangeAndOtherOptionAndFuturesContractsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_GainLossOnHedgedItemInFairValueHedge" abstract="false" name="GainLossOnHedgedItemInFairValueHedge" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_DebtSecuritiesAvailableForSaleMember" abstract="true" name="DebtSecuritiesAvailableForSaleMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_RenewableEnergyMember" abstract="true" name="RenewableEnergyMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_ThirdPartyInvestorsMember" abstract="true" name="ThirdPartyInvestorsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_OtherAssetsForItsInvestmentInCommonSecuritiesRecognizedByCompanyOfVariousTrusts" abstract="false" name="OtherAssetsForItsInvestmentInCommonSecuritiesRecognizedByCompanyOfVariousTrusts" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_MaximumExposureToLossOfInvestmentsInRealEstatePartnerships" abstract="false" name="MaximumExposureToLossOfInvestmentsInRealEstatePartnerships" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_AffordableHousingProjectsMember" abstract="true" name="AffordableHousingProjectsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_OtherProjectsMember" abstract="true" name="OtherProjectsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_InvestmentsInVariableInterestEntityCarryingAmount" abstract="false" name="InvestmentsInVariableInterestEntityCarryingAmount" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_UnfundedCommitmentsIncludesCarryingAmountOfItsInvestments" abstract="false" name="UnfundedCommitmentsIncludesCarryingAmountOfItsInvestments" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_ContingentCommitmentsToProvideAdditionalCapitalContributionsToPartnerships" abstract="false" name="ContingentCommitmentsToProvideAdditionalCapitalContributionsToPartnerships" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_MeasurementInputCommitmentExpirationMember" abstract="true" name="MeasurementInputCommitmentExpirationMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_MeasurementInputAdjustments" abstract="false" name="MeasurementInputAdjustments" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="mtb_WeightedAverageDiscountRatesForFairValueEstimations" abstract="false" name="WeightedAverageDiscountRatesForFairValueEstimations" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="mtb_IncreaseDecreaseInFairValueOfNonrecurringFairValueMeasuredLoansForChargeOffsAndImpairmentReserves" abstract="false" name="IncreaseDecreaseInFairValueOfNonrecurringFairValueMeasuredLoansForChargeOffsAndImpairmentReserves" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_TimeDepositsFairValueDisclosure" abstract="false" name="TimeDepositsFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_CommitmentsToExtendCreditAbstract" abstract="true" name="CommitmentsToExtendCreditAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="mtb_CommitmentsToExtendCreditForCommercialAndIndustrial" abstract="false" name="CommitmentsToExtendCreditForCommercialAndIndustrial" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_CommitmentsToExtendCreditForCommercialRealEstateLoansToBeSold" abstract="false" name="CommitmentsToExtendCreditForCommercialRealEstateLoansToBeSold" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_CommitmentsToExtendCreditForOtherCommercialRealEstate" abstract="false" name="CommitmentsToExtendCreditForOtherCommercialRealEstate" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_CommitmentsToExtendCreditForResidentialRealEstateLoansToBeSold" abstract="false" name="CommitmentsToExtendCreditForResidentialRealEstateLoansToBeSold" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_CommitmentsToExtendCreditForOtherResidentialRealEstate" abstract="false" name="CommitmentsToExtendCreditForOtherResidentialRealEstate" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_CommitmentsToExtendCreditForHomeEquityLinesOfCredit" abstract="false" name="CommitmentsToExtendCreditForHomeEquityLinesOfCredit" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_CommitmentsToExtendCreditForCreditCards" abstract="false" name="CommitmentsToExtendCreditForCreditCards" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_CommitmentsToExtendCreditForCommercialAndOther" abstract="false" name="CommitmentsToExtendCreditForCommercialAndOther" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_CommitmentsRegardingCommercialLettersOfCredit" abstract="false" name="CommitmentsRegardingCommercialLettersOfCredit" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_CommitmentsRegardingFinancialGuaranteesAndIndemnificationContracts" abstract="false" name="CommitmentsRegardingFinancialGuaranteesAndIndemnificationContracts" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_CommitmentsToSellRealEstateLoansNotionalAmount" abstract="false" name="CommitmentsToSellRealEstateLoansNotionalAmount" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_CommitmentsToExtendCreditToCommercialCustomers" abstract="false" name="CommitmentsToExtendCreditToCommercialCustomers" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_MaximumCreditRiskForRecourseAssociatedWithLoansSoldUnderFederalNationalMortgageAssociationDelegatedUnderwritingAndServicingProgram" abstract="false" name="MaximumCreditRiskForRecourseAssociatedWithLoansSoldUnderFederalNationalMortgageAssociationDelegatedUnderwritingAndServicingProgram" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_OtherDirectExpenses" abstract="false" name="OtherDirectExpenses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_IndirectExpenseIncome" abstract="false" name="IndirectExpenseIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_TaxableEquivalentAdjustment" abstract="false" name="TaxableEquivalentAdjustment" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_FundsAvailableForPaymentOfDividendsToParentCompanyFromBankingSubsidiaries" abstract="false" name="FundsAvailableForPaymentOfDividendsToParentCompanyFromBankingSubsidiaries" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_CapitalConservationBufferRatio" abstract="false" name="CapitalConservationBufferRatio" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="mtb_CommonEquityTierOneRiskBasedCapitalToRiskWeightedAssets" abstract="false" name="CommonEquityTierOneRiskBasedCapitalToRiskWeightedAssets" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="mtb_CapitalConservationBufferRatioEffective" abstract="false" name="CapitalConservationBufferRatioEffective" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="mtb_CommonEquityTierOneCapitalRequirementRatio" abstract="false" name="CommonEquityTierOneCapitalRequirementRatio" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="mtb_CommonEquityTierOneRiskBasedCapitalToWellCapitalizedToRiskWeightedAssets" abstract="false" name="CommonEquityTierOneRiskBasedCapitalToWellCapitalizedToRiskWeightedAssets" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="mtb_MAndTBankMember" abstract="true" name="MAndTBankMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_WilmingtonTrustNaMember" abstract="true" name="WilmingtonTrustNaMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_BayviewLendingGroupMember" abstract="true" name="BayviewLendingGroupMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_BayviewLendingGroupAndBayviewFinancialMember" abstract="true" name="BayviewLendingGroupAndBayviewFinancialMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_BayviewFinancialMember" abstract="true" name="BayviewFinancialMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_OtherRevenuesFromOperationsMember" abstract="true" name="OtherRevenuesFromOperationsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_SyndicatedLoanFacilityMember" abstract="true" name="SyndicatedLoanFacilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_MortgageLoansOfPrivatelyHeldCompany" abstract="false" name="MortgageLoansOfPrivatelyHeldCompany" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_SubServicedResidentialMortgageLoansOfPrivatelyHeldCompany" abstract="false" name="SubServicedResidentialMortgageLoansOfPrivatelyHeldCompany" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_RevenuesFromSubservicing" abstract="false" name="RevenuesFromSubservicing" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_DueFromSubsidiariesAbstract" abstract="true" name="DueFromSubsidiariesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="mtb_DueFromSubsidiariesMoneyMarketSavings" abstract="false" name="DueFromSubsidiariesMoneyMarketSavings" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_DueFromSubsidiariesIncomeTaxReceivable" abstract="false" name="DueFromSubsidiariesIncomeTaxReceivable" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_DueFromSubsidiaryNotesReceivable" abstract="false" name="DueFromSubsidiaryNotesReceivable" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_DueFromSubsidiaries" abstract="false" name="DueFromSubsidiaries" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_InvestmentsInConsolidatedSubsidiariesAbstract" abstract="true" name="InvestmentsInConsolidatedSubsidiariesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="mtb_InvestmentsInConsolidatedBankingSubsidiaries" abstract="false" name="InvestmentsInConsolidatedBankingSubsidiaries" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_InvestmentsInConsolidatedOtherSubsidiaries" abstract="false" name="InvestmentsInConsolidatedOtherSubsidiaries" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_InvestmentsInTrustPreferredEntities" abstract="false" name="InvestmentsInTrustPreferredEntities" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_BayviewLendingGroupLLCMember" abstract="true" name="BayviewLendingGroupLLCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="mtb_ExpenseAbstract" abstract="true" name="ExpenseAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="mtb_InterestAndNoninterestExpensesAttributableToParent" abstract="false" name="InterestAndNoninterestExpensesAttributableToParent" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_PretaxIncomeBeforeEquityInUndistributedEarningsOfSubsidiaries" abstract="false" name="PretaxIncomeBeforeEquityInUndistributedEarningsOfSubsidiaries" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_IncomeBeforeEquityInUndistributedEarningsOfSubsidiariesNetOfTax" abstract="false" name="IncomeBeforeEquityInUndistributedEarningsOfSubsidiariesNetOfTax" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_DividendsFromWhollyOwnedSubsidiaries" abstract="false" name="DividendsFromWhollyOwnedSubsidiaries" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_EquityInUndistributedIncomeOfSubsidiaries" abstract="false" name="EquityInUndistributedIncomeOfSubsidiaries" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="mtb_ReneF.JonesMember" abstract="true" name="ReneF.JonesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
</xs:schema>
