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  <element name="CommercialRealEstateExcludingResidentialBuilderAndDeveloperAndOtherConstructionMember" id="mtb_CommercialRealEstateExcludingResidentialBuilderAndDeveloperAndOtherConstructionMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
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  <element name="LoansAcquiredInTransferImpairedAsPercentageOfAssets" id="mtb_LoansAcquiredInTransferImpairedAsPercentageOfAssets" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="LoansAndLeasesReceivableAllowanceByImpairmentMethodologyTableTextBlock" id="mtb_LoansAndLeasesReceivableAllowanceByImpairmentMethodologyTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="LoansAndLeasesReceivableByLoanGradesTableTextBlock" id="mtb_LoansAndLeasesReceivableByLoanGradesTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="LoansAndLeasesReceivableConsumerInstallmentRevolvingAndHomeEquity" id="mtb_LoansAndLeasesReceivableConsumerInstallmentRevolvingAndHomeEquity" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="LoansAndLeasesReceivableNetOfDeferredIncomeByAccrualStatusTableTextBlock" id="mtb_LoansAndLeasesReceivableNetOfDeferredIncomeByAccrualStatusTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="LoansAndLeasesReceivableNetOfDeferredIncomeByImpairmentMethodologyTableTextBlock" id="mtb_LoansAndLeasesReceivableNetOfDeferredIncomeByImpairmentMethodologyTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
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  <element name="LoansAndLeasesReceivableThirtyToEightyNineDaysPastDue" id="mtb_LoansAndLeasesReceivableThirtyToEightyNineDaysPastDue" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
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  <element name="LondonInterbankOfferedRatePlusBasisPoints" id="mtb_LondonInterbankOfferedRatePlusBasisPoints" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="MaximumCreditRiskForRecourseAssociatedWithLoansSoldUnderFederalNationalMortgageAssociationDelegatedUnderwritingAndServicingProgram" id="mtb_MaximumCreditRiskForRecourseAssociatedWithLoansSoldUnderFederalNationalMortgageAssociationDelegatedUnderwritingAndServicingProgram" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="MaximumExposureToLossOfInvestmentsInRealEstatePartnerships" id="mtb_MaximumExposureToLossOfInvestmentsInRealEstatePartnerships" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="MortgageBackedSecuritiesIssuedByPrivateEnterpriseMember" id="mtb_MortgageBackedSecuritiesIssuedByPrivateEnterpriseMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="MortgageBackedSecuritiesIssuedByPrivateEnterprisesResidentialMember" id="mtb_MortgageBackedSecuritiesIssuedByPrivateEnterprisesResidentialMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
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  <element name="MortgageRelatedCommitmentsToOriginateRealEstateLoansForSaleMember" id="mtb_MortgageRelatedCommitmentsToOriginateRealEstateLoansForSaleMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="NamingRightsOfFootballStadiumPerYear" id="mtb_NamingRightsOfFootballStadiumPerYear" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="NetChangeInAccruedInterestReceivablePayable" id="mtb_NetChangeInAccruedInterestReceivablePayable" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="NetIncomeLossAvailableToCommonStockholdersBasicBeforeUnvestedStockBasedCompensationAwardsAdjustment" id="mtb_NetIncomeLossAvailableToCommonStockholdersBasicBeforeUnvestedStockBasedCompensationAwardsAdjustment" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="NetIncomeLossAvailableToCommonStockholdersDilutedBeforeUnvestedStockBasedCompensationAwardsAdjustment" id="mtb_NetIncomeLossAvailableToCommonStockholdersDilutedBeforeUnvestedStockBasedCompensationAwardsAdjustment" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="NetIncreaseDecreaseInLoanServicingAdvances" id="mtb_NetIncreaseDecreaseInLoanServicingAdvances" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
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  <element name="NumberOfInvestmentSecurities" id="mtb_NumberOfInvestmentSecurities" type="xbrli:integerItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="OtherAssetsAndOtherLiabilitiesMember" id="mtb_OtherAssetsAndOtherLiabilitiesMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="OtherAssetsForItsInvestmentInCommonSecuritiesRecognizedByCompanyOfVariousTrusts" id="mtb_OtherAssetsForItsInvestmentInCommonSecuritiesRecognizedByCompanyOfVariousTrusts" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="OtherCommercialConstructionMember" id="mtb_OtherCommercialConstructionMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanActuarialLossRecognizedInNetPeriodicBenefitCostNetOfTax" id="mtb_OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanActuarialLossRecognizedInNetPeriodicBenefitCostNetOfTax" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanActuarialLossRecognizedInNetPeriodicBenefitCostTaxEffect" id="mtb_OtherComprehensiveIncomeAmortizationOfDefinedBenefitPlanActuarialLossRecognizedInNetPeriodicBenefitCostTaxEffect" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="OtherComprehensiveIncomeHeldToMaturitySecuritiesWithOttiLossesTaxEffectRecognizedInEarnings" id="mtb_OtherComprehensiveIncomeHeldToMaturitySecuritiesWithOttiLossesTaxEffectRecognizedInEarnings" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="OtherComprehensiveIncomeLossBeforeReclassification" id="mtb_OtherComprehensiveIncomeLossBeforeReclassification" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="OtherComprehensiveIncomeLossBeforeReclassificationsTax" id="mtb_OtherComprehensiveIncomeLossBeforeReclassificationsTax" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="OtherComprehensiveIncomeLossReclassificationBeforeTax" id="mtb_OtherComprehensiveIncomeLossReclassificationBeforeTax" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="OtherComprehensiveIncomeLossReclassificationNetOfTax" id="mtb_OtherComprehensiveIncomeLossReclassificationNetOfTax" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="OtherComprehensiveIncomeLossReclassificationTax" id="mtb_OtherComprehensiveIncomeLossReclassificationTax" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="OtherComprehensiveIncomeReclassificationToIncomeOfUnrealizedHoldingLossesBeforeTax" id="mtb_OtherComprehensiveIncomeReclassificationToIncomeOfUnrealizedHoldingLossesBeforeTax" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnHeldToMaturitySecuritiesArisingDuringPeriodNetOfTax" id="mtb_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnHeldToMaturitySecuritiesArisingDuringPeriodNetOfTax" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnHeldToMaturitySecuritiesArisingDuringPeriodTax" id="mtb_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnHeldToMaturitySecuritiesArisingDuringPeriodTax" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="OtherCreditRelatedCommitments" id="mtb_OtherCreditRelatedCommitments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="OtherFinancialInstrumentsAbstract" id="mtb_OtherFinancialInstrumentsAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="OtherLoansMember" id="mtb_OtherLoansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="OtherSecuritiesGrossUnrealizedGains" id="mtb_OtherSecuritiesGrossUnrealizedGains" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="OtherSecuritiesGrossUnrealizedLosses" id="mtb_OtherSecuritiesGrossUnrealizedLosses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="OttiChargesRecognizedInNetIncomeNetOfTaxAmount" id="mtb_OttiChargesRecognizedInNetIncomeNetOfTaxAmount" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="OutstandingLoanPrincipalBalancesReinsured" id="mtb_OutstandingLoanPrincipalBalancesReinsured" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="PercentageOfFairValueInputsCommitmentExpirations" id="mtb_PercentageOfFairValueInputsCommitmentExpirations" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
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  <element name="PreferredStockDiscountAmortization" id="mtb_PreferredStockDiscountAmortization" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="PreferredStockDividendRateModificationsDateOfChange" id="mtb_PreferredStockDividendRateModificationsDateOfChange" type="xbrli:dateItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="PreferredStockIssuedDuringPeriodValueNewIssues" id="mtb_PreferredStockIssuedDuringPeriodValueNewIssues" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="PreferredStockRedemptionPeriodAfterStockDisqualifiesAsTierICapital" id="mtb_PreferredStockRedemptionPeriodAfterStockDisqualifiesAsTierICapital" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
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  <element name="PrivatelyIssuedMortgageBackedSecuritiesMember" id="mtb_PrivatelyIssuedMortgageBackedSecuritiesMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="PurchaseConsiderationPercentage" id="mtb_PurchaseConsiderationPercentage" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="PurchaseConsiderationValuePerShare" id="mtb_PurchaseConsiderationValuePerShare" type="num:perShareItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="PurchasedImpairedMember" id="mtb_PurchasedImpairedMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="PurchaseImpairedMember" id="mtb_PurchaseImpairedMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="QuantitativeInformationRelatedToSignificantUnobservableInputsTableTextBlock" id="mtb_QuantitativeInformationRelatedToSignificantUnobservableInputsTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="RelationshipWithOtherEntitiesTextBlock" id="mtb_RelationshipWithOtherEntitiesTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="ResidentialAltMember" id="mtb_ResidentialAltMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="ResidentialBuilderAndDeveloperMember" id="mtb_ResidentialBuilderAndDeveloperMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="ResidentialMortgageBankingMember" id="mtb_ResidentialMortgageBankingMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
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  <element name="ResidentialRealEstateOtherMember" id="mtb_ResidentialRealEstateOtherMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="RetailBankingMember" id="mtb_RetailBankingMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="SalesInformationLineItems" id="mtb_SalesInformationLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="SalesInformationTable" id="mtb_SalesInformationTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem"/>
  <element name="SavingsDepositsAndNowAccounts" id="mtb_SavingsDepositsAndNowAccounts" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturityLineItems" id="mtb_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturityLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturityTable" id="mtb_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturityTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem"/>
  <element name="ScheduleOfBorrowingsLineItems" id="mtb_ScheduleOfBorrowingsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="ScheduleOfBorrowingsTable" id="mtb_ScheduleOfBorrowingsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem"/>
  <element name="ScheduleOfFinancialReceivablesLineItems" id="mtb_ScheduleOfFinancialReceivablesLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="ScheduleOfFinancialReceivablesTable" id="mtb_ScheduleOfFinancialReceivablesTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem"/>
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  <element name="SerieseFixedToFloatingRateNonCumulativePerpetualPreferredStockMember" id="mtb_SerieseFixedToFloatingRateNonCumulativePerpetualPreferredStockMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
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  <element name="SummaryOfMergerRelatedExpensesAssociatedWithAcquisitionsTableTextBlock" id="mtb_SummaryOfMergerRelatedExpensesAssociatedWithAcquisitionsTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
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  <element name="TwoThousandAndSixteenMember" id="mtb_TwoThousandAndSixteenMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
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  <element name="USTreasuryAndAgenciesMember" id="mtb_USTreasuryAndAgenciesMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
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  <element name="VariableInterestEntityDisclosureAbstract" id="mtb_VariableInterestEntityDisclosureAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
  <element name="WeightedAveragePercentageOfFairValueInputsCommitmentExpirations" id="mtb_WeightedAveragePercentageOfFairValueInputsCommitmentExpirations" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
</schema>
