SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person* Bojdak Robert J (Last) (First) (Middle) ONE FOUNTAIN PLAZA (Street) BUFFALO NY 14203-1495 (City) (State) (Zip)	2. Date of Event Requiring Statement (Month/Day/Year) 07/01/2004	3. Issuer Name and Ticker or Trading Symbol M&T BANK CORP [ MTB ]
		4. Relationship of Reporting Person(s) to Issuer (Check all applicable) Director 10% Owner X Officer (give title below) Other (specify below) Executive Vice President	5. If Amendment, Date of Original Filed (Month/Day/Year)
			6. Individual or Joint/Group Filing (Check Applicable Line) X Form filed by One Reporting Person Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	0	D
Common Stock	671	I	401(k) Plan(1)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Option (right to buy)	(2)	03/25/2012	Common Stock	1,000	80.72	D
Option (right to buy)	(3)	01/21/2013	Common Stock	7,500	80.23	D
Option (right to buy)	(4)	01/20/2014	Common Stock	7,494	91.75	D

Explanation of Responses:

1. The information presented is as of July 2, 2004.

2. The option included a total of 1,000 shares. 300 of the covered shares are currently exercisable; 300 additional covered shares are exercisable on or after March 25, 2005; and the remaining 400 covered shares are exercisable on or after March 25, 2006.

3. The option included a total of 7,500 shares. 750 of the covered shares are currently exercisable; 1,500 additional covered shares are exercisable on or after January 21, 2005; 2,250 additional covered shares are exercisable on or after January 21, 2006; and the remaining 3,000 covered shares are exercisable on or after January 21, 2007.

4. The option included a total of 7,494 shares. 749 of the covered shares are exercisable on or after January 20, 2005; 1,499 additional covered shares are exercisable on or after January 20, 2006; 2,248 additional covered shares are exercisable on or after January 20, 2007; and the remaining 2,998 covered shares are exercisable on or after January 20, 2008.

Remarks:

	Robert J. Bojdak	07/06/2004
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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