SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(b) Amendment No. 2/1/ M & T Bank Corporation - -------------------------------------------------------------------------------- (Name of Issuer) Common Stock - -------------------------------------------------------------------------------- (Title of Class of Securities) 55261 F 104 ------------------------------ (CUSIP Number) December 31, 2000 - -------------------------------------------------------------------------------- (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed: [X] Rule 13d-1(b) [_] Rule 13d-1(c) [_] Rule 13d-1(d) (Continued on following pages) Page 1 of 14 Pages ___________________ /1/ The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter disclosures provided in a prior cover page. The information required in the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).

--------------------- ------------------ CUSIP No. 55261 F 104 13G Page 2 of 14 Pages --------------------- ------------------ - ------------------------------------------------------------------------------ NAME OF REPORTING PERSON 1 S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON Warren E. Buffett - ------------------------------------------------------------------------------ CHECK APPROPRIATE BOX IF A MEMBER OF A GROUP* 2 (A) [X] (B) [_] - ------------------------------------------------------------------------------ SEC USE ONLY 3 - ------------------------------------------------------------------------------ CITIZEN OR PLACE OF ORGANIZATION 4 United States Citizen - ------------------------------------------------------------------------------ SOLE VOTING POWER 5 NUMBER OF -0- SHARES ----------------------------------------------------------- SHARED VOTING POWER BENEFICIALLY 6 OWNED BY 6,708,760 ----------------------------------------------------------- EACH SOLE DISPOSITIVE POWER REPORTING -0- PERSON WITH ----------------------------------------------------------- SHARED DISPOSITIVE POWER 8 6,708,760 - ------------------------------------------------------------------------------ AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 9 6,708,760 - ------------------------------------------------------------------------------ CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES* 10 [_] Not Applicable - ------------------------------------------------------------------------------ PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 11 7.22 - ------------------------------------------------------------------------------ TYPE OF REPORTING PERSON 12 IN - ------------------------------------------------------------------------------

--------------------- ------------------ CUSIP No. 55261 F 104 13G Page 3 of 14 Pages --------------------- ------------------ - ------------------------------------------------------------------------------ NAME OF REPORTING PERSON 1 S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON Berkshire Hathaway Inc. - ------------------------------------------------------------------------------ CHECK APPROPRIATE BOX IF A MEMBER OF A GROUP* 2 (A) [X] (B) [_] - ------------------------------------------------------------------------------ SEC USE ONLY 3 - ------------------------------------------------------------------------------ CITIZEN OR PLACE OF ORGANIZATION 4 Delaware Corporation - ------------------------------------------------------------------------------ SOLE VOTING POWER NUMBER OF 5 SHARES -0- ----------------------------------------------------------- SHARED VOTING POWER BENEFICIALLY 6 OWNED BY 6,708,760 ----------------------------------------------------------- EACH SOLE DISPOSITIVE POWER REPORTING 7 -0- ----------------------------------------------------------- PERSON WITH SHARED DISPOSITIVE POWER 8 6,708,760 - ------------------------------------------------------------------------------ AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 9 6,708,760 - ------------------------------------------------------------------------------ CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES* 10 [_] Not Applicable - ------------------------------------------------------------------------------ PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 11 7.22 - ------------------------------------------------------------------------------ TYPE OF REPORTING PERSON 12 HC, CO - ------------------------------------------------------------------------------

--------------------- ------------------ CUSIP No. 55261 F 104 13G Page 4 of 14 Pages --------------------- ------------------ - ------------------------------------------------------------------------------ NAME OF REPORTING PERSON 1 S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON OBH, Inc. - ------------------------------------------------------------------------------ CHECK APPROPRIATE BOX IF A MEMBER OF A GROUP* 2 (A) [X] (B) [_] - ------------------------------------------------------------------------------ SEC USE ONLY 3 - ------------------------------------------------------------------------------ CITIZEN OR PLACE OF ORGANIZATION 4 Delaware Corporation - ------------------------------------------------------------------------------ SOLE VOTING POWER NUMBER OF 5 -0- SHARES ----------------------------------------------------------- SHARED VOTING POWER BENEFICIALLY 6 OWNED BY 6,708,760 ----------------------------------------------------------- EACH SOLE DISPOSITIVE POWER REPORTING 7 -0- ----------------------------------------------------------- PERSON WITH SHARED DISPOSITIVE POWER 8 6,708,760 - ------------------------------------------------------------------------------ AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 9 6,708,760 - ------------------------------------------------------------------------------ CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES* 10 [_] Not Applicable - ------------------------------------------------------------------------------ PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 11 7.22 - ------------------------------------------------------------------------------ TYPE OF REPORTING PERSON 12 HC, CO - ------------------------------------------------------------------------------

--------------------- ------------------ CUSIP No. 55261 F 104 13G Page 5 of 14 Pages --------------------- ------------------ - ------------------------------------------------------------------------------ NAME OF REPORTING PERSON 1 S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON National Indemnity Company - ------------------------------------------------------------------------------ CHECK APPROPRIATE BOX IF A MEMBER OF A GROUP* 2 (A) [X] (B) [_] - ------------------------------------------------------------------------------ SEC USE ONLY 3 - ------------------------------------------------------------------------------ CITIZEN OR PLACE OF ORGANIZATION 4 Nebraska Corporation - ------------------------------------------------------------------------------ SOLE VOTING POWER 5 NUMBER OF -0- SHARES ----------------------------------------------------------- SHARED VOTING POWER BENEFICIALLY 6 6,543,060 OWNED BY ----------------------------------------------------------- EACH SOLE DISPOSITIVE POWER 7 REPORTING -0- PERSON ----------------------------------------------------------- SHARED DISPOSITIVE POWER WITH 8 6,543,060 - ------------------------------------------------------------------------------ AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 9 6,543,060 - ------------------------------------------------------------------------------ CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES* 10 [_] Not Applicable - ------------------------------------------------------------------------------ PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 11 7.04 - ------------------------------------------------------------------------------ TYPE OF REPORTING PERSON 12 IC, CO - ------------------------------------------------------------------------------

--------------------- ------------------ CUSIP No. 55261 F 104 13G Page 6 of 14 Pages --------------------- ------------------ - ------------------------------------------------------------------------------ NAME OF REPORTING PERSON 1 S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON National Fire & Marine Insurance Company - ------------------------------------------------------------------------------ CHECK APPROPRIATE BOX IF A MEMBER OF A GROUP* 2 (A) [X] (B) [_] - ------------------------------------------------------------------------------ SEC USE ONLY 3 - ------------------------------------------------------------------------------ CITIZEN OR PLACE OF ORGANIZATION 4 Nebraska Corporation - ------------------------------------------------------------------------------ SOLE VOTING POWER 5 NUMBER OF -0- SHARES ----------------------------------------------------------- SHARED VOTING POWER BENEFICIALLY 6 165,700 OWNED BY ----------------------------------------------------------- EACH SOLE DISPOSITIVE POWER 7 REPORTING -0- PERSON ----------------------------------------------------------- SHARED DISPOSITIVE POWER WITH 8 165,700 - ------------------------------------------------------------------------------ AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 9 165,700 - ------------------------------------------------------------------------------ CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES* 10 [_] Not Applicable - ------------------------------------------------------------------------------ PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 11 0.18 - ------------------------------------------------------------------------------ TYPE OF REPORTING PERSON 12 IC, CO - ------------------------------------------------------------------------------

--------------------- ------------------ CUSIP No. 55261 F 104 13G Page 7 of 14 Pages --------------------- ------------------ - ------------------------------------------------------------------------------ NAME OF REPORTING PERSON 1 S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON GEICO Corporation - ------------------------------------------------------------------------------ CHECK APPROPRIATE BOX IF A MEMBER OF A GROUP* 2 (A) [X] (B) [_] - ------------------------------------------------------------------------------ SEC USE ONLY 3 - ------------------------------------------------------------------------------ CITIZEN OR PLACE OF ORGANIZATION 4 Delaware Corporation - ------------------------------------------------------------------------------ SOLE VOTING POWER 5 NUMBER OF -0- SHARES ----------------------------------------------------------- SHARED VOTING POWER BENEFICIALLY 6 546,000 OWNED BY ----------------------------------------------------------- EACH SOLE DISPOSITIVE POWER 7 REPORTING -0- PERSON ----------------------------------------------------------- SHARED DISPOSITIVE POWER WITH 8 546,000 - ------------------------------------------------------------------------------ AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 9 546,000 - ------------------------------------------------------------------------------ CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES* 10 [_] Not Applicable - ------------------------------------------------------------------------------ PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 11 0.59 - ------------------------------------------------------------------------------ TYPE OF REPORTING PERSON 12 HC, CO - ------------------------------------------------------------------------------

--------------------- ------------------ CUSIP No. 55261 F 104 13G Page 8 of 14 Pages --------------------- ------------------ - ------------------------------------------------------------------------------ NAME OF REPORTING PERSON 1 S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON Government Employees Insurance Company - ------------------------------------------------------------------------------ CHECK APPROPRIATE BOX IF A MEMBER OF A GROUP* 2 (A) [X] (B) [_] - ------------------------------------------------------------------------------ SEC USE ONLY 3 - ------------------------------------------------------------------------------ CITIZEN OR PLACE OF ORGANIZATION 4 Maryland Corporation - ------------------------------------------------------------------------------ SOLE VOTING POWER 5 NUMBER OF -0- SHARES ----------------------------------------------------------- SHARED VOTING POWER BENEFICIALLY 6 546,000 OWNED BY ----------------------------------------------------------- EACH SOLE DISPOSITIVE POWER 7 REPORTING -0- PERSON ----------------------------------------------------------- SHARED DISPOSITIVE POWER WITH 8 546,000 - ------------------------------------------------------------------------------ AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 9 546,000 - ------------------------------------------------------------------------------ CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES* 10 [_] Not Applicable - ------------------------------------------------------------------------------ PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 11 0.59 - ------------------------------------------------------------------------------ TYPE OF REPORTING PERSON 12 IC, CO - ------------------------------------------------------------------------------

Item 1(a). Name of Issuer: M & T Bank Corporation Item 1(b). Address of Issuer's Principal Executive Offices: One M&T Plaza Fifth Floor Buffalo, New York 14240 Item 2(a). Name of Person Filing: Item 2(b). Address of Principal Business: Item 2(c). Citizenship: Warren E. Buffett 1440 Kiewit Plaza Omaha, Nebraska 68131 United States Citizen Berkshire Hathaway Inc. 1440 Kiewit Plaza Omaha, Nebraska 68131 Delaware Corporation OBH, Inc. 1440 Kiewit Plaza Omaha, Nebraska 68131 Delaware Corporation National Indemnity Company 3024 Harney Street Omaha, Nebraska 68131 Nebraska Corporation National Fire and Marine Insuramce Company 3024 Harvey Street Omaha, NE 68131 GEICO Corporation One GEICO Plaza Washington DC 20076 Government Employees Insurance Company One GEICO Plaza Washington DC 20076 Item 2(d). Title of Class of Securities: Common Stock Item 2(e). CUSIP Number: 55261 F 104 Item 3. If this statement is filed pursuant to Rule 13d-1(b), or 13d-2(b), check whether the person filing is a: (a) [_] Broker or Dealer registered under Section 15 of the Act. (b) [_] Bank as defined in Section 3(a)(6) of the Act. Page 9 of 14

(c) [X] Insurance Company as defined in Section 3(a)(19) of the Act. National Indemnity Company National Fire and Marine Insurance Company Government Employees Insurance Company (d) [_] Investment Company registered under Section 8 of the Investment Company Act of 1940. (e) [_] An investment advisor registered in accordance with Rule 13d- 1(b)(1)(ii)(E); (f) [_] An employee benefit plan or endowment fund in accordance with Rule 13d-1(b)(1)(ii)(F); (g) [X] A parent holding company or control person in accordance with Rule 13d-1(b)(1)(ii)(G); GEICO Corporation OBH, Inc. Berkshire Hathaway Inc. Warren E. Buffett (an individual who may be deemed to control Berkshire Hathaway Inc.) (h) [_] A savings association as defined in Section 3(b) of the Federal Deposit Insurance Act; (i) [_] A church plan that is excluded from the definition of an investment company under Section 3(c)(14) of the Investment Company Act; (j) [X] Group in accordance with Rule 13d-1(b)(1)(ii)(J). See Exhibit A If this statement is filed pursuant to Rule 13d-1(c), check this box. [_] Item 4. Ownership. Warren E. Buffett (a) Amount Beneficially Owned: 6,708,760 (b) Percent of Class: 7.22 Page 10 of 14

(c) Number of shares as to which the person has: (i) sole power to vote or to direct the vote: -0- (ii) shared power to vote or to direct the vote: 6,708,760 (iii) sole power to dispose or direct the disposition of: -0- (iv) shared power to dispose or to direct the disposition of: 6,708,760 Berkshire Hathaway Inc. (a) Amount Beneficially Owned: 6,708,760 (b) Percent of Class: 7.22 (c) Number of shares as to which the person has: (i) sole power to vote or to direct the vote: -0- (ii) shared power to vote or to direct the vote: 6,708,760 (iii) sole power to dispose or direct the disposition of: -0- (iv) shared power to dispose or to direct the disposition of: Page 11 of 14

510,310 OBH, Inc. (a) Amount Beneficially Owned: 6,708,760 (b) Percent of Class: 7.22 (c) Number of shares as to which such person has: (i) sole power to vote or to direct the vote: -0- (ii) shared power to vote or to direct the vote: 6,708,760 (iii) sole power to dispose or direct the disposition of: -0- (iv) shared power to dispose or to direct the disposition of: 6,708,760 National Indemnity Company (a) Amount Beneficially Owned: 6,543,060 (b) Percent of Class: 7.04 (c) Number of shares as to which the person has: (i) sole power to vote or to direct the vote: -0- Page 12 of 14

(ii) shared power to vote or to direct the vote: 6,543,060 (iii) sole power to dispose or direct the disposition of: -0- (iv) shared power to dispose or to direct the disposition of: 6,543,060 National Fire and Marine Insurance Company (a) Amount Beneficially Owned: 165,700 (b) Percent of Class: 0.18 (c) Number of shares as to which the person has: -0- (i) sole power to vote or direct the vote: -0- (ii) shared power to vote or direct the vote: 165,700 (iii) sole power to dispose or direct the disposition -0- (iv) shared power to dispose or direct the disposition 165,700 GELCO Corporation (a) Amount Beneficially Owned: 546,000 (b) Percent of Class: 0.59 (c) Number of shares as to which the person has: -0- (i) sole power to vote or direct the vote: -0- (ii) shared power to vote or direct the vote: 546,000 (iii) sole power to dispose or direct the disposition -0- (iv) shared power to dispose or direct the disposition 546,000 Government Employees Insurance Company (a) Amount Beneficially Owned: 546,000 (b) Percent of Class: 0.59 (c) Number of shares as to which the person has: -0- (i) sole power to vote or direct the vote: -0- (ii) shared power to vote or direct the vote: 546,000 (iii) sole power to dispose or direct the disposition -0- (iv) shared power to dispose or direct the disposition 546,000 Item 5. Ownership of Five Percent or Less of a Class. Not Applicable Item 6. Ownership of More than Five Percent on Behalf of Another Person. Not Applicable Item 7. Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on By the Parent Holding Company. See Exhibit A Item 8. Identification and Classification of Members of the Group. See Exhibit A Item 9. Notice of Dissolution of Group. Not Applicable Item 10. Certification. By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect. Page 13 of 14

SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. Dated this 13/th/ day of February, 2001 /s/ Warren E. Buffett - ---------------------------------- Warren E. Buffett BERKSHIRE HATHAWAY INC. OBH, INC. By: /s/ Warren E. Buffett By: /s/ Warren E. Buffett ------------------------------ ------------------------------ Warren E. Buffett Warren E. Buffett Chairman of the Board Chairman of the Board NATIONAL INDEMNITY COMPANY NATIONAL FIRE & MARINE INSURANCE COMPANY By: /s/ Warren E. Buffett By: /s/ Warren E. Buffet ------------------------------ ------------------------------- Warren E. Buffett Warren E. Buffett Chairman of the Board Chairman of the Board GEICO CORPORATE GOVERNMENT EMPLOYEES INSURANCE COMPANY By: /s/ Warren E. Buffett By: /s/ Warren E. Buffet ------------------------------ ------------------------------- Warren E. Buffett Warren E. Buffett Chairman of the Board Chairman of the Board Page 14 of 14

Exhibit A MEMBERS OF FILING GROUP PARENT HOLDING COMPANY: Berkshire Hathaway Inc. OBH, Inc. GEICO Corporation Warren E. Buffett (an individual who may be deemed to control Berkshire Hathaway Inc.) RELEVANT SUBSIDIARIES THAT ARE INSURANCE COMPANIES AS DEFINED IN SECTION 3(a)(19) OF THE ACT: National Indemnity Company National Fire and Marine Insurance Company Government Employees Insurance Company